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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A chain of title is best described as

A) an opinion of title provided by an attorney.
B) a series of conveyances of public record.
C) a grantor/grantee index.
D) an historical record of liens on the property.

2. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) hold active insurer appointment(s).
B) submit to the department a completed renewal form.
C) complete the continuing education requirements, if applicable.
D) pay the required renewal fee.

3. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) quitclaim deed
B) trustee's deed
C) deed in trust
D) general warranty deed

4. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) a subordination clause.
C) an assumption clause.
D) a due-on-sale clause.

5. Which one of the following estates may NOT be insured under a title insurance policy?

A) Easement.
B) Leasehold.
C) License.
D) Life estate.

Solutions: