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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. Coverage for the first three pints of blood for Medicare enrollees is:

A) A Medicare Part A benefit
B) A Medicare Supplement additional benefit
C) A Medicare Part B benefit
D) A Medicare Supplement core benefit

2. The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:

A) Senior citizens residing in Maryland
B) Children of low-income Maryland residents
C) Low-income residents of Maryland
D) Medically uninsurable Maryland residents

3. Which statement is true of trade association groups eligible for group medical benefits?

A) Employer contributions are usually waived
B) The association membership primarily consists of large employers
C) Members of the association are usually in the same industry
D) Such associations are formed for the purpose of purchasing insurance

4. When an individual replaces a life insurance policy, the form entitled " Important Notice Replacement of Life Insurance or Annuities " is REQUIRED to be signed by:

A) An officer of the insurer
B) The applicant only
C) The insurance producer only
D) Both the applicant and the insurance producer

5. Life insurance death proceeds are generally:

A) Deemed to be a transfer for value
B) Exempt from federal income tax
C) Subject to the cost recovery rule
D) Subject to the interest-first rule

Solutions: