Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer real exam prep : Oklahoma Life, Accident, and Health or Sickness Producer Exam

  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Aug 20, 2026
  • Q&As: 157 Questions and Answers

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Oklahoma State-Specific Knowledge28%- Policy Provisions Required in Oklahoma
  • 1. Grace periods, free look, incontestability
  • 2. Reinstatement and replacement rules
- State Licensing and Renewal
  • 1. Continuing education rules
  • 2. Residency requirements
- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
- Consumer Protection and Ethics
  • 1. Privacy and disclosure requirements
  • 2. Unfair claims practices
General Insurance Knowledge72%- Annuities
  • 1. Types of annuities
  • 2. Features and taxation
- Insurance Regulation
  • 1. Unfair trade practices
  • 2. Licensing requirements
  • 3. Federal and state laws
- Health and Accident Insurance Basics
  • 1. Health insurance policies
  • 2. Accident and sickness coverage
  • 3. Disability income insurance
- Life Insurance Basics
  • 1. Types of life policies
  • 2. Policy provisions and riders
  • 3. Underwriting and issue

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person's life if

A) any type of business relationship exists between the insured party and the beneficiary.
B) a financial benefit exists from the continuance of the insured party's life.
C) she has any type of distant family relationship with the insured party.
D) the interest exists at the time of death rather than at the time the policy is purchased.


2. A form of an accelerated death benefit is a

A) nonforfeiture extended term benefit.
B) home care benefit.
C) cost of living benefit.
D) terminal illness settlement benefit.


3. The change of beneficiary provision states that the insured has the right to change the beneficiary unless the beneficiary is

A) uninsurable.
B) deceased.
C) irrevocable.
D) power of attorney.


4. The ownership provision of a life insurance policy states that during the insured individual's lifetime, the rights and privileges belong to the

A) insured individual's family
B) insured individual only
C) beneficiaries
D) owner only


5. Every licensee must keep records pertaining to insurance transactions for how many years?

A) 5
B) 7
C) 10
D) 3


Solutions:

Question # 1
Answer: B
Question # 2
Answer: D
Question # 3
Answer: C
Question # 4
Answer: D
Question # 5
Answer: A

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