Ohio Department of Insurance OH-Life-Agent-Series-11-44 real exam prep : OHIO Life Insurance Agent Series 11-44

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which of the following plans will provide a death benefit to the policy's beneficiary Income tax free?

A) Tax Sheltered Annuity.
B) Qualified Retirement.
C) Annuity.
D) Whole Life.

2. The most common use of a group life insurance policy is to insure

A) members of a family.
B) retirees.
C) association members.
D) company employees.

3. What does a limited payment whole life policy provide?

A) Pure protection.
B) Life time protection.
C) Protection to age 65.
D) A lower premium.

4. Reinsurers are a specialized branch of the insurance industry because they

A) provide alternative means.
B) provide insurance to otherwise uninsurable individuals.
C) Insure insurers.
D) keep premiums low.

5. The grace period is a period of time

A) after the premium is paid and before the policy is issued.
B) after the premium is due but while the policy remains in force.
C) between the death of the insured individual and the payment of the benefits.
D) after the premium is received and before the policy is issued.

Solutions: