Insurance Licensing NY-Life-Accident-and-Health real exam prep : New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following is NOT an Essential Health Benefit Category under the Affordable Care Act?

A) Laboratory Services.
B) Maternity and Newborn Care.
C) Emergency Services.
D) Alternative Medicine.

2. An annuitant dies during the accumulation period. What happens to the cash value in the annuity?

A) The cash value is paid into the estate.
B) The cash value is paid to the beneficiary.
C) The cash value is paid to the IRS.
D) The company keeps the cash value.

3. Which statement is NOT a characteristic of a Group Life Insurance Plan?

A) Certificate of Insurance.
B) Individual underwriting.
C) Probationary periods.
D) A master contract.

4. How long can an insurer exclude coverage for a preexisting condition on a Medicare Supplement Policy?

A) 12 months.
B) 24 months.
C) 18 months.
D) 6 months.

5. When MUST a newborn child be covered under an existing health insurance policy?

A) Within 24 hours.
B) Within 45 days.
C) Within 30 days.
D) Immediately.

Solutions: